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Momentum 检查

赚到 4.00% APY on balances. The more debit card purchases you make in a month, the more you'll earn.

Open an Account

收入 4.年* 00% is as 容易 as 1...2...3...

1. High Returns

Earn higher returns on your free Momentum 检查 balances up to $15,000 just by using your debit card. The more you use your card, the more you will earn! 

10-19 monthly purchases will earn 0.年* 75%

20+ monthly purchases will earn 4.年* 00%

2. Direct Deposit with 提前支付

Direct deposit $500 or more a month into your free Momentum 检查 account, +, you'll receive your pay up to 5 days early with early pay+. 

3. E-Statements

Get your statements earlier and reduce clutter by going paperless. 它是安全的, 容易, and a great way to stay organized, all while reducing waste and shrinking your carbon footprint . 

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Easily Track your 借记 Card Purchases to EARN MORE!

With the Momentum 检查 Tracker you can quickly see what earning level you are on.  Simply, view the 'Momentum 检查 Tracker' which is located on the Accounts Menu within 移动 & Online 加拿大28软件. 

 

Put Your Money To Work

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30,000 Surcharge-Free ATMs

Receive free access to 30,000 surcharge-free ATMs throughout Michigan and across the nation.

移动 加拿大28软件 with Remote Deposit

Manage your money on the go with just the swipe of a finger through our 移动 加拿大28软件 app. Plus, deposit your checks without ever needing to go into a branch. 

Free 检查 & 赚取高达 4.年* 00% 

GET MORE from your checking with no minimum balance fees, no maintenance fees, +, the ability to earn a high-yield just by using your debit card. 

Get Paid Up to 5 Days Early with 提前支付

Enjoy access to your eligible Direct Deposits up to five days sooner - for free - with 提前支付+!

Switch to a Free Momentum 检查 Account

  • Open an Account
  • 加拿大28软件

*Annual Percentage Yield (APY) as of 7/1/2024. 借记 card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum 检查 account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

+ Direct deposits and other 汽车mated Clearing House (ACH) credits may post to your account up to five days early with the 提前支付 service. The 提前支付 service is dependent upon when the deposits are originated from the sender and received by the Credit Union, and we cannot guarantee deposits will post prior to their anticipated settlement date. The Credit Union is not responsible for delays in posting due to unforeseen circumstances. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. The terms and conditions for 提前支付 are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts.

Zelle and the Zelle-related marks are wholly owned by Early Warning 服务, LLC and are used herein under license. Must have a bank account in the US to use Zelle.